Phil Nichols Home Page

<body><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top"> </td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"><font color="#000000"></font></p> <p align="center"><em>Revised April 01, 1998</em></p> <p align="center"> </p> </td></tr></table></body>